This article compiles answers to the most common questions about managing XRP with your Ledger device and Ledger Live.
The XRP network requires that all new accounts permanently lock at least 20 XRP as reserve. The goal of this reserve requirement is to avoid the proliferation of dust (very small) XRP accounts that could spam the XRP network and hinder its performance. Please note that reserved coins are locked and thus cannot be moved nor traded. You can learn more about reserve requirements here.